Why Home Warranties Make Sense!

Let me be the first to say that I have always hated extended warranties. But since I have been involved with a home warranty company, I have changed my mind. This is not just a prejudice developed by my cooperation with the warranty company. I have personally seen people have several items go bad and need replaced and the total bill of all of the replaced items including the labor out weighed the annual warranty premium. Of course, with all insurance plans there are risks and you take the gamble. One thing to remember, find a company that is very highly rated and has good reviews. There are some companies that I will not even work with. Some of the companies have so many loop holes in the contract that they can find a way not to pay the claim.
My experience with First American Home Warranty has been overall very positive both for me and my customers. I want a company that is treating my customers well and paying me without too much hassle. This is what I have found them to do. I'm sure there are those who have gripes and complaints with First American, but overall I would give them a favorable score. One of the down sides of using a warranty company is that you have very little control over what they use to replace items with. As you would expect they are going to use the least expensive items. In some cases, this is okay but when it comes to heating and cooling equipment, I hate to take out a first class piece of equipment and install a third class piece. This is what happens as part of the home warranty experience. First American will allow the homeowner the option of taking a buyout. This just means they assign a figure to what it would cost them to replace the equipment and you can make up the difference for better equipment. It is still a great deal of help compared to nothing. This way you get what you want. Many people do not know that this option is available to them. So the next time you have to deal with you home warranty company, keep in mind that there are options. You don't have to just take what is being offered. Ask the service provider about the possibilty of taking a buyout.

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